News

In just three years, prize-linked savings (PLS) products in Michigan & Nebraska credit unions have accumulated over $40 million in savings, D2D's new PLS report documents. PLS leverages behavioral principles to invigorate saving, a traditionally difficult and mundane activity, by rewarding

This past May, D2D's Preeti Mehta trumpeted Tax Time Savings Bonds as an innovative tool for building household wealth at the Crittenton Women Union's Disrupting the Poverty Cycle conference, which featured emerging practices to achieve economic mobility. Preeti's presentation on "Impulse Saving Using U.S.

In a study of prepaid cardholders, families reported becoming less reliant on payday loans and pawn shops when funds are needed by tapping into savings accumulated using an easy and accessible savings feature of

D2D's Peter Tufano and Joanna Smith-Ramani sat down with American Banker to discuss the rising popularity of Prize-Linked Savings programs. Prize-linked savings (PLS) models are structured to reward savings behavior making the act of saving fun.  Smith-Ramani explained the idea behind the design:

From June to July, D2D brought Financial Entertainment gamification to high school students in Birmingham, Alabama.

Award-winning personal finance journalist Jean Chatzky discussed the MyMoneyAppUp Challenge today on MSNBC's Morning Joe.  She explained, "If you have an idea for an app that can help people save better, get out of debt, or manage their personal finances better you can enter it in this contest and maybe win some money."   Chatzky is serving as an expert judge for the Challenge.&n

D2D recently completed original market research to learn more about consumer demand, product design, and market impact of a prize-linked savings (PLS) lottery product offered through state lotteries.  State lotteries have several features that make them an ideal distribution channel for a prize-linked savings account including: accessible retail footprint, recognizable branding, and potent

Beth Kobliner, the prominent financial writer and commentator, is calling for submissions to the recently-launched MyMoneyAppUp Challenge.

Timothy Flacke, Executive Director, D2D Fund and Jennifer Tescher, President & CEO of the Center for Financial Services Innovation (CFSI), attended the Clinton Global Initiative where Tim and Jennifer made a commitment to spur innovation in the mobile financial applications field by launching a mobile incubation challenge starting in the fall.