Savings Bond Overview
The absence of a suitable saving product keeps millions of Americans from saving money.
What if all Americans had easy access to a universal, secure, simple saving instrument?
A Ready Solution
Such a product already exists, and has helped generations of working people save for themselves and their children, grandchildren and others. U.S. Savings Bonds have a 70+ year history as a trusted way to plan for the future and build a nest egg.
Saving bonds are an American institution for good reason, as their features – especially viewed against the challenges facing small savers – are compelling:
A Wasting Asset?
In recent years, savings bonds have faded from the public eye as government funds for marketing them stopped in 2003 and , increasingly, people associate them with grandparents and financing for long-ago wars.
D2D and its partners are working to resurrect this tested, unique savings product.
Read about D2D’s savings bond pilot test work, bond-related policy proposals, and ways you can get involved to help resurrect one of America’s best kept savings secrets.
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Read more about the history and potential of U.S. Savings Bonds in a paper by D2D founder Peter Tufano and Princeton PhD candidate Daniel Schneider: Reinventing Savings Bonds.
Learn more about D2D’s savings bond work in this June, 2007 presentation by Peter Tufano and Tim Flacke at the New America Foundation in Washington, DC:
Promise and Potential of U.S. Savings Bonds.