This article in Inside Philanthropy describes Prize Linked Savings products and why the Kellogg Foundation believes that development of the program is an effective philanthropic investment.The Foundation has made a multi-year commitment to support D2D's efforts.
What Are Prize-Linked Savings Accounts? And Why's Kellogg So Keen on Them?
In a blog post for the Huffington Post, Bob Hildreth of FUEL Education discusses the benefits of Prize Linked Savings, specifically highlighting D2D's work.
A lottery you can't loose
An Investment News article on prize-linked savings as a potential tool for financial advisers to encourage their clients to save. Joanna Smith-Ramani, Senior Innovation Director at D2D is quoted in the article.
CNN Money spoke with Tim Flacke about the benefits of PLS, specifically calling out D2D's role in new legislation and in the success of Save to Win.
Banks awarding 'lottery prizes' for savings accounts
An editorial in the Boston Globe, noting that Massachusetts has the nation's best lottery, calls on the state to pass legislation allowing banks and credit unions to offer prize-linked savings accounts.
Mass. lottery should embrace games that encourage savings
An editorial in the Boston Globe calls prize-linked savings "one of the most promising strategies to combat poverty" that "isn't legal in Massachusetts." The article also cites growing momentum among state legislatures and calls out D2D's work in promoting the idea.
To encourage savings, Mass. should allow banks to offer lotteries
CFSI describes eight innovators who played key roles in their FinCapDev story, commending D2D for "Translating established ideas from other industries to substantiate [its] own innovations".
Telling the FinCap Innovation Story – A Year in Review
The Wall Street Journal speaks with Rep. Kilmer and Senator Moran, the Congressmen behind the American Savings Promotion Act, and D2D Fund's Executive Director Tim Flacke about the growth and benefits of prize-linked savings.
Can 'Lotteries' at Banks Get People to Save More?
The Bipartisan Policy Center highlights exciting new retirement and savings options for low-income Americans, including myRA and prize-linked savings.
Is MyRA the Only Way?
Oxford University commends D2D on its research and critical role in the passing of American Savings Promotion Act.
Dean Peter Tufano's research drives new US savings bill
Consumerism Commentary explains Michigan's prize-linked savings program, “Save to Win”, and its potential for implementation in other states.
Prize-Linked Savings: Win Money For Opening a Savings Account
Credit Union Times describes the first multi-state prize-linked savings program that is being explored by credit unions in Michigan, Nebraska, and Connecticut.
Prize-Linked Savings Contest Expands
CU Today reports on the expansion of prize-linked savings programs as a result of the American Savings Promotion Act.
Michigan's Prize-Linked Savings Looking to Expand to Other States
Credit Union National Association says that credit unions see prize-linked savings as a tool to help members improve their financial lives.
Save to Win launches multi-state prize-linked savings program
PBS NewsHour talks with University of Maryland economist Melissa Kearney and Rep. Derek Kilmer about research behind the new prize-linked savings legislation and its potential benefits.
Savings programs tied to prizes to become more widely available
Yahoo Finance mentions prize-linked savings programs as user-friendly tools for increasing savings and earning extra money.
5 Ways to Cure a Holiday Debt Hangover
MarketWatch discusses the benefits of prize-linked savings programs like Save to Win, focusing specifically on the potential of PLS to help people save for retirement.
Save For Retirement, Win a Prize!
Corporation for Enterprise Development reports on the passage of the American Savings Promotion Act (ASPA) and identifies D2D as a leader in developing movement around prize-linked savings and advocating for the new legislation.
Victory! Federal Prize-Linked Savings Bill Passes Senate, Will Become Law
D2D Financial Entertainment titles were featured on BadCredit.org as one of the 10 best financial resources for teens. BadCredit.org described the featured resources as ways to make the usually tedious topic of money both interesting and engaging, especially for youth users.
10 Best Financial Resources for Teens
D2D Fund “Save to Win” program is highlighted as a prime example of a prize-linked savings accounts by Stuart M. Butler in a Brookings Institute blog.
Prizes for Saving: The Social Mobility Case
The Motley Fool highlights prize-linked savings as a unique lottery based approach to financial security that also has a social effect.
When Gambling Is Good for You
Financial Entertainment titles Bite Club and Refund Rush are featured in a Jean Chatzky article in Fortune Magazine as examples of promoting financial wellness in the workplace.
How money stress hurts you (and your job)
Cleveland.com discusses prize-linked savings and how these lottery based promotions would be great for Ohio.
Prize-linked savings accounts are a great idea for Ohio: editorial
Prize-linked savings programs Save to Win, Save Your Refund, and D2D Fund partner Propel’s Fund My Future Accounts are featured by the New York Times.
Using Gambling to Entice Low-Income Families to Save
The Financial Entertainment game titles Celebrity Calamity and Bite Club are mentioned as two of seven recommended free financial video games by Yahoo! Finance.
Game on: Digital tools teach kids money lessons through play
Pew Charitable Trust Stateline publication features prize-linked savings programs, the legal barriers to implimentation, and the element of fun that prizes add to the traditionally dull act of saving.
To Encourage Saving, Some States Turn to Prizes
John Still of the Guardian recaps a panel discussion on the role of entertainment in financial education for children. D2D Fund’s Innovation Director Nick Maynard participated in the discussion.
What we learned about the role of entertainment in financial education
Justin King of New America Foundation discusses the letter from Matt Cartwright to GAO requesting the review of savings bonds policies and practices. The Savings Bonds Working group (facilitated by D2D) is also highlighted.
Will GAO Examine Savings Bond Policy?
Kyung M. Song of The Seattle Times features the Save to Win program as innovative incentive for building savings. The American Saving Promotions Act is highlighted for its potential to expand the program, along with help from the AmEX documentary "Spent: Looking for Change".
You win even if you lose: Put cash in savings, be entered in a lottery
FinCapDev announces the 10 finalist teams who will compete in its 2014 Hackathon for a $100,000 prize.
2014 FinCapDev Finalist Teams Announced, Set Out to Build New Mobile Apps to Improve Financial Health
Sen. Jerry Moran and Rep. Tom Cotton present their perspective on the American savings crisis and their reasons for supporting the American Savings Promotion Act.
Addressing The American Savings Crisis
Alexandra Scoville of AL.com announces the launch of SummerQuest and highlights its key features.
SummerQuest program engages Birmingham high school students to prepare for college future
The Bipartisan Policy Center features the American Savings Promotion Act and its importance in seeing access to prize-linked savings products expanded nationally.
Prize-linked savings accounts are lotteries with no losers
CFSI names D2D prize-linked savings (PLS) products a "top impact innovation" in The News Tribune. The American Savings Promotion Act is additionally highlighted for its efforts to increase the reach of PLS products.
Kilmer bill supports a program recognized by national financial innovation group
GO Banking Rates details how prize-linked savings lotteries have proven to be an effective incentive for those not in the habit of saving to hang onto their cash and use credit union products.
How Lottery Savings Accounts Fool You Into Saving More
Quartz highlights how prize-linked savings is a lottery the government can use for good
Why more governments should offer their citizens a one-in-a-million chance to win
Tim Flacke talks with Adrienne Mitchell of MoneyWatch about D2D's prize-linked savings products and how D2D partners with industry to create new financial innovations.
Saving is rewarding in prize-linked saving program
Fox Business features Justine Boyle on the strengths and weaknessed of prize-linked savings, the history of these products locally and abroad, and how D2D's Save To Win program fits into the picture.
How Lottery Tickets are Helping People Save Money
Ann Carnns of The New York Times explains why the switch from paper to electronic bonds has complicated the bond purchasing process.
Shift From Paper Complicates Giving Treasury Bonds As Gifts
KTRH's Corey Olson talks with D2D's Preeti Mehta about how the SaveYourRefund promotion keeps saving in hard times fun.
Tax Refund Could Lead to Jackpot
D2D's Tatiana Brezina writes for the America Saves Blog about the details of this years SaveYourRefund promotion, including links to recent press coverage and savings ideas for potential participants.
It’s Not Too Late: Save Your Refund for a Chance to Win $25,000!
CNN Money's Blake Ellis explains D2D's involvement with prize-linked savings products and how the tax-time savings program SaveYourRefund can benefit low-income families working to build funds.
Save Your Tax Refund, Win the Lottery
The Salt Lake Tribune features SaveYourRefund and how it helps Utahns build their savings through lottery incentives.
Utah taxpayers who save can enter lottery
Holly Nicholson discusses the SaveYourRefund promotion, highlighting the programs cash rewards, Form 8888, and the possibility of purchasing paper bonds on the News Observer.
Money Matters: A tax refund savings program you should know about
D2D's Amanda Hahnel writes for the CFED Blog about the importance of prize-linked savings programs like Save To Win in encouraging savings behavior in low-income families, citing recent data collected through Save To Win.
Saving for the Next Generation: How Save to Win is Impacting Financially Vulnerable Families
Qiana Torres Flores describes the history and future potential of the SaveYourRefund program on the NCSL blog.
Saving For A Chance To Win This Tax Season
D2D's Executive Director Timothy Flacke talks with MSNBC's Craig Melvin about the importance of tax-time savings and the current achievement of the SaveYourRefund promotion.
Big Idea: Saving money through rewards
Dee Lee discusses how SaveYourRefund easily helps Americans build retirement savings by encouraging contributions to IRA accounts.
Invest That Tax Refund In Your Retirement
Elyssa Kirkham of GoBankingRates.com highlights how the SaveYourRefund promotes the use of Form 8888 and helps low-income Americans build savings.
IRS Wants to Pay You $25,000 for Saving Your Tax Return
NPR's Pam Fessler takes an in-depth look at how community members have responded to and benefited from D2D's SaveYourRefund promotion. D2D's Joanna Smith-Ramani and Baltimore Cash discuss the promotion's importance.
Groups Use Cash Prizes To Encourage Saving
Michele Lerner of DailyFinance.com highlights the details of D2D's SaveYourRefund promotion.
This Game Is the Best Way to Gamble with Your Tax Refund
CBS's Dee Lee discusses how D2D's SaveYourRefund promotion can help Americans make healthy financial decisions like building their Rainy Day fund.
A Refund Is Not A Windfall!
D2D friends SimpleTuition and SaveUp were featured in the Boston Globe for their unique incentives to lower student loan debt. D2D prize-linked savings research was mentioned as inspiring some of these innovations.
Site offers incentives to lower student loan debt
Oregon House Bill could legalize prize-linked savings lotteries like Save to Win in Oregon.
Oregon Considers Prizes to Encourage Savings
D2D partner Yodlee Interactive is highlighted for their support of D2D's FinCapDev Hackathons.
Yodlee Interactive Supports Financial Services Innovation by Co-Hosting 11 Hackathons Across the Globe in 2014
The Boston Herald features photos from the San Francisco FinCapDev Hackathon on February 8, 2014.
Computer whizzes brainstorm for cash at hackathons
The Bargainist shares the details and the benefit of participating in D2D's prize-linked savings program, Save to Win.
How to Win Big with a Savings Account Lottery
Local Save to Win grand prize recipient is featured in the Macomb Daily News.
Macomb Township retiree saves and wins $10,000
Public News Service highlights six Michigan Save to Win grand prize winners and gathers their thoughts on the Save to Win lottery.
Savers Win Big with MI Credit Union Program
East Village Magazine features Save to Win grand prize winner from Frankenmuth credit union.
Frankenmuth retiree wins $10,000 prize
MassLive highlights the components and benefits of D2D’s tax-time savings program, SaveYourRefund.
Boston-based Doorways to Dreams Fund offering $35K in prizes as incentive to save portion of income tax refund
Ukiah Daily Journal highlights our partners at North Coast Opportunities, Inc. for their free tax prep services and their partnership with D2D on Save Your Refund.
Free tax prep available to those who qualify
FinExtra announces the launch of FinCapDev 2014.
FinCapDev 2014 opens call for proposals
John Hoffman of the Saïd Business School at Oxford University discusses how prize-linked savings products are especially promising for the ability to engage low-income families in building up emergency reserves in the Deseret News.
A way to increase the savings rate in the US
The New York Times Fixes blog’s Tina Rosenberg writes about prize-linked savings as an innovative solution to the savings crisis features an interview with Joanna Smith-Ramani.
Playing the Odds on Saving
CNN Money takes an in-depth look at winners of the first large-scale PLS product in the United States, Save to Win™, and its history.
Savings Account Lotteries: Win up to $25000
The Wall Street Journal's Market Watch highlights The American Savings Promotion Act and D2D's work with prize-linked savings.
Savings accounts that include lotto tickets
D2D's Joanna Smith-Ramani, Director of Scale Strategies, was interviewed on FOX News about the successful and exciting prize-linked savings accounts.
A lottery you can't lose
PBS NewsHour Weekend covers D2D's work with prize-linked savings, its innovation, successes, and expected expansion. Covered by a video feature and interview with D2D's Joanna Smith-Ramani.
Can prize-linked programs encourage Americans to save?
The State Column covers U.S. Representative Matt Cartwright's introduction of the Save Access to a Valuable Investment Needed to Generate Savings (SAVINGS) Act, which would guarantee a non-electronic form of Savings Bonds for at least five years.
Cartwright puts forward legislation to save paper savings bonds
The Wall Street Journal highlights D2D Fund's Financial Entertainment games and their capacity for building financial capability.
Can Vampires Make You a Better Investor?
American Banker discusses the capacity of apps to impact consumer behavior. Highlights D2D's work with Save to Win as motivating for consumers.
First Look: Can An App Motivate Consumers to Change Their Financial Habits?
Federal Reserve Bank of Philadelphia cites D2D's work in a dicsussion of PayPerks and ways to drive positive behavior
Driving Positive Behavior Change through Education and Motivation: Summary of a PayPerks Workshop
Bloomberg discusses a variety of financial education methods, highlighting D2D's Financial Entertainment title Farm Blitz.
Teaching Americans to Listen When Their Money Talks
Center for Financial Inclusion Highlight's D2D's work in Financial Entertainment and prize-linked savings as true examples of behavioral economics at play
Could You Access Two Thousand Dollars in a Month?
Nick Maynard, Director of Innovation at D2D, discusses gamification of financial services
Making Banking Fun: Gamification in Financial Services
Sarika Abbi, Director of Ideation at D2D, discusses the potential of savings features on prepaid cards
Banking Up's Prepaid/Savings Combo Weans the Unbanked off Credit
Forbes recap from FinCapDev judge Meghan Casserly
FinCapDev Recap: App-trepreneurs Bet Mobile Technology On America's Financial Crisis
Finovate Covers FinCapDev's $100K Demo Day
Better Haves Wins $50K FinCapDev Grand Prize
Joanna Smith-Ramani, Director of Scale Strategies at D2D, discusses prize-linked savings, specifically Save to Win™ with National Public Radio (NPR)
Bored By the Mayoral Debate? Check Out These Ideas.
The New Hampshire Union Leader introduces our SaveYourRefund Grand Prize Winner
$25,000 windfall greets Manchester women who saved some of her tax refund
NerdWallet ranks Financial Entertainment as the Most Addictive online financial literacy games
Learn By Doing: Best Online Financial Literacy Games
Deseret News covers the importance of tax-time savings
Impulse saving: Tax time can be best time to save for many
ABC News highlights the work of SaveYourRefund
$25K Contest Urges Tax-filers to Save Tax Refund
Boston Globe article on financial literacy highlights D2D's Financial Entertainment
Improving your financial literacy skills
US News calls the SaveYourRefund Sweepstakes one of its great reasons to save
4 Great Reasons to Save Your Tax Refund
Bite Club and other Financial Entertainment titles gain attention from The Economist
Blood bars and debt bunnies
D2D's Financial Entertainment successes are highlighted by CCR World
Computer games used to increase financial literacy
D2D is featured on Next City's 2012 Disruption Index
Disruption Index: Doorways to Dreams Fund
D2D's Tim Flacke talks FinCapDev in the Huffington Post
Mobile Tech and Personal Finance: The Perfect Storm to Change the Financial Behaviors of the Populations that Need It Most
D2D's Tax Time Savings work highlighted in Real Clear Policy
Savings Bonds: The Season's "Should-Have" Stocking Stuffer
FinCapDev announces new partners
FinCapDev Announces New Partner Organizations: Braintree, EachScape, Women Innovate Mobile
D2D's Tim Flacke discusses Prize-Linked Savings, Savings Bonds
Why People Do Not Save Money, and How to Change That
Prize-Linked Savings featured in the Concord Monitor
Should NH explore a lottery where everyone wins?
Prize-Linked Savings in Bloomberg News on the heels of the Powerball
How to Save Money by Playing Powerball
FinCapDev calls for female entrepeneurs in Women 2.0
Financial Capability Development Competition Proposals Due Dec. 10
FinCapDev plugged in Digital Innovation Gazette
Personal Finance Goes Mobile
MyMoneyAppUp Winners Announced, FinCapDev Competition Launches
Treasury, MyMoneyAppUp Partners Announce Winners of App Design Challenge
FinCapDev Competition Launches to Drive App Ideas from Design to Build to Market
FinExtra covers MyMoneyAppUp & FinCapDev
Americans invited to submit finance app ideas for $100k competition
Treasury interviews MyMoneyAppUp finalist
MyMoneyAppUp Finalist: My Next Car App
Treasury interviews MyMoneyAppUp grand prize winner
MyMoneyAppUp Grand Prize Finalist: Centz App
MyMoneyAppUp grand prize winner featured in NJ Star-Ledger
Hoboken resident's Centz app adds up for student borrowers
Prize-Linked Savings featured in Financial Brand
Savings Account Lotteries Spike Gains, Get Results
New America interviews an employee who submitted to MyMoneyAppUp
MyMoneyAppUp Challenge: MOOLAH App Concept
MyMoneyAppUp results in AOL Government
Mobile Apps Compete for Treasury Department Prizes
American Banker features winning MyMoneyAppUpp mobile app
Treasury's Mobile App Idea Contest Winner: A tool that Helps Student Borrowers
Tampa Bay Business Journal interviews local MyMoneyAppUp contestant
Manatee County man advances in Treasury tech challenge
Clarion Ledger interviews local MyMoneyAppUp runner-up
Financial planner creates 'Crazy Money'
D2D & Playstyc, Inc. Release Findings of Prepaid Card Study
Families Avoid Payday Loans and Pawn Shops Using Prepaid Card Feature, D2D Fund Study Finds
D2D's Tim Flacke talks to ABC News about FDIC's survey of unbanked and underbanked households
Financial Situation for Unbanked Worsened, Report Says
AOL Government discusses implications of MyMoneyAppUp
What 205 Prize Challenges Have Taught Government Agencies
Credit Union National Association features Prize-Linked Savings
Prize-linked savings: CUs at forefront
D2D's Prize-Linked Savings Featured in American Banker
Saving Raffles Gain Momentum, as Banks Seek Entrance
Lake County News-Sun interviews local MyMoneyAppUp winner
There's an app for that, Waukenganite finds
Save to Win in The Consumerist
New Branch Promotion Turns ATMS Into No-Lose Slot Machines
Prize-Linked Savings in Northwest Credit Union Association
Two Washington Credit Unions Approve Prize-Linked Savings Programs
Prize-Linked Savings in Triangle Business Journal
Credit unions to offer lottery-like savings account
CFED plugs MyMoneyAppUp
MyMoneyAppUp: It's Not Too Late!
Citi blogs MyMoneyAppUp
Citi Foundation Promotes Creation of Next-Gen Mobile Apps with MyMoneyAppUp Challenge
Prize-Linked Savings mentioned in Credit Union Times
Women to Watch 2012: An In-Depth Look at the Industry Supporters
Appolicious covers MyMoneyAppUp
MyMoneyAppUp Challenge to award $25,000 for best ideas to promote financial literacy
Jean Chatzsky Promotes MyMoneyAppUp Challenge on MSNBC's Morning Joe
Is the Middle Class Disappearing?
MyMoneyAppUp, expert judges covered in BankTech
Experts from Facebook, Google to Judge Best Mobile App Ideas for Financial Services
Prize-Linked Savings featured in Citizens League
Recreating a culture of savings
MyMoneyAppUp in Authentic Matters
You’ve Got $$-Related Mobile App Ideas. We’ve Got Rewards for Them.
Save to Win, Financial Entertainment in Credit Union Times
Can Personal Finance Fly Like Angry Birds?
Gone Native covers MyMoneyAppUp
U.S. Treasury Holds Mobile Money App-Dev Competition
Save to Win in The Asset Agenda
The Asset Agenda
MyMoneyAppUp in Idea Connection Blog
Boost Your Bank Account By Helping People Sort Out Their Finances
MyMoneyAppUp featured in In The Capital
U.S. Treasury Dept Launches MyMoneyAppUp to Motivate Student Entrepreneurs
Beth Kobliner Promotes MyMoneyAppUp Challenge on MintLife blog
MintFamily with Beth Kobliner: The MyMoneyAppUp Challenge
Business Week covers MyMoneyAppUp Challenge
Wanted: Apps to manage your money
D2D and CFSI Partner with the U.S. Treasury to Launch the MyMoneyAppUp Challenge
Treasury Launches MyMoneyAppUp Challenge
CBS 42 covers Summer Quest: Birmingham
Facebook & Savings
D2D's Prize-Linked Savings Work featured in Huffington Post
SaveUp $2 Million Jackpot Rewards Saving, Debt-Paying
Baltimore Sun Covers Prize-Linked Savings Lesiglation in Maryland
Banks and Credit Unions to offer Cash Prizes under New Law
Credit Union Times on D2D's First PLS Summit
Savings Rewards Pilot Program From Filene, SaveUp Launches at 20 Credit Unions
Bite Club Wins Eddy Award from Pensions & Investments Magazine
Staples Sinks its Teeth into 401(k) Education
Boston Globe Profiles Bite Club, D2D's Collaboration with Staples and New York Life
Taking new approaches to money lessons
Omaha World Herald on Prize Linked Savings in Nebraska
Credit unions' new savings lottery finds support in Nebraska
Boston Globe Interviews D2D's Executive Director Tim Flacke
Prizes Help Change People's Thoughts on Saving Cash
ABC News Reports on Tax Time Savings Bond Campaign
IRS Seeks 99,123 Taxpayers for Unclaimed Money
American Banker Reports on Prize Linked Savings
Banks Get a Prize- Based Savings Incentive
Credit Union Times Covers Prize Linked Savings in Nebraska
Nebraska CUs Launching 'Save to Win' by Jan. 1
Huffington Post - Patrice Peyret Writes
The Psychology of Saving (especially when you're broke)
DC Examiner Writes about Farm Blitz and D2D Partnership with NCLR
Farm Blitz: How NCLR is Sowing Financial Literacy in the Latino Community
CUInsight Covers Peter Tufano on Financial Entertainment
Consider Consumers in Different Ways
D2D and Baltimore and Maryland CASH Capture User Experience Videos on Electronic Bond Purchase
Treasury Moves Away from Paper to Electronic Savings Bonds
Credit Union Times on Gamification and Financial Entertainment
No More Cowbell: Rethinking Financial Literacy at Credit Unions
Discussing the Ramifications of the Move from Paper to Electric
Paper Savings Bonds are Going Electric
Center for Financial Inclusion Blogs about Bite Club
Vampires: Can They Make Financial Education More Fun?
Farm Blitz Receives EIFLE Award
The Trick: We can't tell how long that long shot really is
AARP Magazine Reports on PLS
Credit Union Times: Nebraska Governor Signs Savings Raffle Bill
Governor Supports Save to Win; Credit Unions Allowed to Offer Prizes for Opening Savings Accounts
American Banker: Not Just Fun And Games
D2D's Financial Entertainment makes it into US Banker
USA Today: Credit unions try raffles to lure savers
Iowa Credit Union’s efforts to pass PLS policy, work D2D has supported
Business Review: You Save, You Get a Chance to Win
Detroit Free Press: Part of Tax Refund Can Go to Bond
Susan Tompor writes about Tax Time Savings
Financial Times: Chance Can Be a Better Way to Save
Peter Orszag discusses Prize Linked Savings and D2D
Michigan Credit Union League Press Release
Save Now Win Later Press Release
Freakonomics Radio: The "No-Lose" Lottery