Press

7/28/2015
American Banker announces new USAA app aimed at helping millennials save money through gamification, and quotes D2D Executive Director Tim Flacke.
USAA Launches New App to Help Millennials Save

7/17/2015
Forbes article covering a Bipartisan Policy Center event where D2D Executive Director Tim Flacke spoke on Prize-Linked Savings.
Will Prizes Get More Low-Income People To Save?

6/25/2015
National Endowment for Financial Education (NEFE) Summer Digest features an interview with D2D Senior Innovation Director Nick Maynard, discussing the effectiveness of D2D's financial education games.
Q&A: Nick Maynard, Senior Innovation Director, Doorway to Dreams (D2D) Fund

6/5/2015
Wall Street Journal article on the modern, data-driven methods being tested to help alleviate poverty.
The Anti-Poverty Experiment

6/4/2015
Hillsboro Tribune reports on the passing of HB 2893, allowing Oregon financial institutions to offer Prize-Linked Savings Accounts.
Davis' Savings Incentives Bill Passes

5/28/2015
NYT columnist Ann Carrns talks about the reduced appeal of savings bonds due to low interest rates.
Appeal of Savings Bonds Wanes in Ultralow Interest Environment

5/21/2015
Bankrate looks at how Prize-Linked Savings Accounts work, and the future of their expansion.
Strike it rich (or not) with a prize-linked savings account.

5/6/2015
Local coverage from Lakeland, Florida of Mary Bunch, who won D2D's 2015 Save Your Refund grand prize.
Once Homeless, Lakeland Family Wins $25,000

4/29/2015
Nerd Wallet takes a look at different methods of teaching financial literacy, and why some succeed while others fail. Topics include Prize-Linked Savings Accounts and D2D's work on gamification.
Why Financial Literacy Courses Often Flunk

4/23/2015
Workforce explains the benefits of gamification in teaching how to save for retirement, including quotes from D2D's Senior Innovation Director Nick Maynard.
Saving for Retirement Is No Game: Or Is It?

4/13/2015
Daily Finance details how IRS Form 8888 allows you to easily split your tax refund and direct deposit into savings accounts or savings bond purchases.
Automatically Turn Tax Refund Into an IRA or Savings Bond.

3/31/2015
NY Times "Your Money" column discusses the best ways to take advantage of your tax refund as a financial opportunity. Includes a quote from D2D Executive Director Timothy Flacke.
Seeing a Tax Refund as a Financial Opportunity

3/19/2015
This NBC News article explains D2D's Save Your Refund initiative, as well as the importance of Prize-Linked Savings Accounts.
Prize-Linked Savings:You Can Bank on Winning This Contest

3/4/2015
This article in Inside Philanthropy describes Prize Linked Savings products and why the Kellogg Foundation believes that development of the program is an effective philanthropic investment.The Foundation has made a multi-year commitment to support D2D's efforts. 
What Are Prize-Linked Savings Accounts? And Why's Kellogg So Keen on Them?

2/25/2015
In a blog post for the Huffington Post, Bob Hildreth of FUEL Education discusses the benefits of Prize Linked Savings, specifically highlighting D2D's work.
A lottery you can't loose

2/20/2015
An Investment News article on prize-linked savings as a potential tool for financial advisers to encourage their clients to save. Joanna Smith-Ramani, Senior Innovation Director at D2D is quoted in the article.
Creative way to get clients to save more: Offer a prize

2/11/2015
CNN Money spoke with Tim Flacke about the benefits of PLS, specifically calling out D2D's role in new legislation and in the success of Save to Win.
Banks awarding 'lottery prizes' for savings accounts

2/9/2015
An editorial in the Boston Globe, noting that Massachusetts has the nation's best lottery, calls on the state to pass legislation allowing banks and credit unions to offer prize-linked savings accounts.
Mass. lottery should embrace games that encourage savings

2/8/2015
An editorial in the Boston Globe calls prize-linked savings "one of the most promising strategies to combat poverty" that "isn't legal in Massachusetts." The article also cites growing momentum among state legislatures and calls out D2D's work in promoting the idea.
To encourage savings, Mass. should allow banks to offer lotteries

2/6/2015
CFSI describes eight innovators who played key roles in their FinCapDev story, commending D2D for "Translating established ideas from other industries to substantiate [its] own innovations".
Telling the FinCap Innovation Story – A Year in Review

1/28/2015
The Wall Street Journal speaks with Rep. Kilmer and Senator Moran, the Congressmen behind the American Savings Promotion Act, and D2D Fund's Executive Director Tim Flacke about the growth and benefits of prize-linked savings.
Can 'Lotteries' at Banks Get People to Save More?

1/26/2015
The Bipartisan Policy Center highlights exciting new retirement and savings options for low-income Americans, including myRA and prize-linked savings.
Is MyRA the Only Way?

1/14/2015
Oxford University commends D2D on its research and critical role in the passing of American Savings Promotion Act.
Dean Peter Tufano's research drives new US savings bill

1/14/2015
Consumerism Commentary explains Michigan's prize-linked savings program, “Save to Win”, and its potential for implementation in other states.
Prize-Linked Savings: Win Money For Opening a Savings Account

1/13/2015
Credit Union Times describes the first multi-state prize-linked savings program that is being explored by credit unions in Michigan, Nebraska, and Connecticut.
Prize-Linked Savings Contest Expands

1/13/2015
CU Today reports on the expansion of prize-linked savings programs as a result of the American Savings Promotion Act.
Michigan's Prize-Linked Savings Looking to Expand to Other States

1/13/2015
Credit Union National Association says that credit unions see prize-linked savings as a tool to help members improve their financial lives.
Save to Win launches multi-state prize-linked savings program

1/10/2015
PBS NewsHour talks with University of Maryland economist Melissa Kearney and Rep. Derek Kilmer about research behind the new prize-linked savings legislation and its potential benefits.
Savings programs tied to prizes to become more widely available

1/6/2015
Yahoo Finance mentions prize-linked savings programs as user-friendly tools for increasing savings and earning extra money.
5 Ways to Cure a Holiday Debt Hangover

12/27/2014
MarketWatch discusses the benefits of prize-linked savings programs like Save to Win, focusing specifically on the potential of PLS to help people save for retirement.
Save For Retirement, Win a Prize!

12/11/2014
Corporation for Enterprise Development reports on the passage of the American Savings Promotion Act (ASPA) and identifies D2D as a leader in developing movement around prize-linked savings and advocating for the new legislation.
Victory! Federal Prize-Linked Savings Bill Passes Senate, Will Become Law

9/30/2014
D2D Financial Entertainment titles were featured on BadCredit.org as one of the 10 best financial resources for teens. BadCredit.org described the featured resources as ways to make the usually tedious topic of money both interesting and engaging, especially for youth users.
10 Best Financial Resources for Teens

9/17/2014
D2D Fund “Save to Win” program is highlighted as a prime example of a prize-linked savings accounts by Stuart M. Butler in a Brookings Institute blog.
Prizes for Saving: The Social Mobility Case

9/14/2014
The Motley Fool highlights prize-linked savings as a unique lottery based approach to financial security that also has a social effect.
When Gambling Is Good for You

9/4/2014
Financial Entertainment titles Bite Club and Refund Rush are featured in a Jean Chatzky article in Fortune Magazine as examples of promoting financial wellness in the workplace.
How money stress hurts you (and your job)

9/3/2014
Cleveland.com discusses prize-linked savings and how these lottery based promotions would be great for Ohio.
Prize-linked savings accounts are a great idea for Ohio: editorial

8/30/2014
Prize-linked savings programs Save to Win, Save Your Refund, and D2D Fund partner Propel’s Fund My Future Accounts are featured by the New York Times. 
Using Gambling to Entice Low-Income Families to Save

7/28/2014
The Financial Entertainment game titles Celebrity Calamity and Bite Club are mentioned as two of seven recommended free financial video games by Yahoo! Finance.
Game on: Digital tools teach kids money lessons through play

7/15/2014
Pew Charitable Trust Stateline publication features prize-linked savings programs, the legal barriers to implimentation, and the element of fun that prizes add to the traditionally dull act of saving.
To Encourage Saving, Some States Turn to Prizes

7/3/2014
John Still of the Guardian recaps a panel discussion on the role of entertainment in financial education for children. D2D Fund’s Innovation Director Nick Maynard participated in the discussion.
What we learned about the role of entertainment in financial education

6/24/2014
Justin King of New America Foundation discusses the letter from Matt Cartwright to GAO requesting the review of savings bonds policies and practices. The Savings Bonds Working group (facilitated by D2D) is also highlighted.
Will GAO Examine Savings Bond Policy?

6/23/2014
Kyung M. Song of The Seattle Times features the Save to Win program as innovative incentive for building savings. The American Saving Promotions Act is highlighted for its potential to expand the program, along with help from the AmEX documentary "Spent: Looking for Change".
You win even if you lose: Put cash in savings, be entered in a lottery 

6/11/2014
FinCapDev announces the 10 finalist teams who will compete in its 2014 Hackathon for a $100,000 prize.
2014 FinCapDev Finalist Teams Announced, Set Out to Build New Mobile Apps to Improve Financial Health

6/5/2014
Sen. Jerry Moran and Rep. Tom Cotton present their perspective on the American savings crisis and their reasons for supporting the American Savings Promotion Act.
Addressing The American Savings Crisis

6/5/2014
Alexandra Scoville of AL.com announces the launch of SummerQuest and highlights its key features.
SummerQuest program engages Birmingham high school students to prepare for college future

5/14/2014
The Bipartisan Policy Center features the American Savings Promotion Act and its importance in seeing access to prize-linked savings products expanded nationally.  
Prize-linked savings accounts are lotteries with no losers

5/6/2014
CFSI names D2D prize-linked savings (PLS) products a "top impact innovation" in The News Tribune. The American Savings Promotion Act is additionally highlighted for its efforts to increase the reach of PLS products.
Kilmer bill supports a program recognized by national financial innovation group

4/29/2014
GO Banking Rates details how prize-linked savings lotteries have proven to be an effective incentive for those not in the habit of saving to hang onto their cash and use credit union products.
How Lottery Savings Accounts Fool You Into Saving More

4/21/2014
Quartz highlights how prize-linked savings is a lottery the government can use for good
Why more governments should offer their citizens a one-in-a-million chance to win 

4/16/2014
Tim Flacke talks with Adrienne Mitchell of MoneyWatch about D2D's prize-linked savings products and how D2D partners with industry to create new financial innovations.
Saving is rewarding in prize-linked saving program 

4/14/2014
Fox Business features Justine Boyle on the strengths and weaknessed of prize-linked savings, the history of these products locally and abroad, and how D2D's Save To Win program fits into the picture.
How Lottery Tickets are Helping People Save Money 

4/9/2014
Ann Carnns of The New York Times explains why the switch from paper to electronic bonds has complicated the bond purchasing process.
Shift From Paper Complicates Giving Treasury Bonds As Gifts 

4/3/2014
KTRH's Corey Olson talks with D2D's Preeti Mehta about how the SaveYourRefund promotion keeps saving in hard times fun.
Tax Refund Could Lead to Jackpot 

4/3/2014
D2D's Tatiana Brezina writes for the America Saves Blog about the details of this years SaveYourRefund promotion, including links to recent press coverage and savings ideas for potential participants.
It’s Not Too Late: Save Your Refund for a Chance to Win $25,000! 

4/2/2014
CNN Money's Blake Ellis explains D2D's involvement with prize-linked savings products and how the tax-time savings program SaveYourRefund can benefit low-income families working to build funds. 
Save Your Tax Refund, Win the Lottery 

4/1/2014
The Salt Lake Tribune features SaveYourRefund and how it helps Utahns build their savings through lottery incentives.
Utah taxpayers who save can enter lottery 

3/29/2014
Holly Nicholson discusses the SaveYourRefund promotion, highlighting the programs cash rewards, Form 8888, and the possibility of purchasing paper bonds on the News Observer.
Money Matters: A tax refund savings program you should know about 

3/26/2014
D2D's Amanda Hahnel writes for the CFED Blog about the importance of prize-linked savings programs like Save To Win in encouraging savings behavior in low-income families, citing recent data collected through Save To Win.
Saving for the Next Generation: How Save to Win is Impacting Financially Vulnerable Families 

3/17/2014
Qiana Torres Flores describes the history and future potential of the SaveYourRefund program on the NCSL blog.
Saving For A Chance To Win This Tax Season 

3/15/2014
D2D's Executive Director Timothy Flacke talks with MSNBC's Craig Melvin about the importance of tax-time savings and the current achievement of the SaveYourRefund promotion.
Big Idea: Saving money through rewards

3/12/2014
Dee Lee discusses how SaveYourRefund easily helps Americans build retirement savings by encouraging contributions to IRA accounts. 
Invest That Tax Refund In Your Retirement 

3/11/2014
Elyssa Kirkham of GoBankingRates.com highlights how the SaveYourRefund promotes the use of Form 8888 and helps low-income Americans build savings.
IRS Wants to Pay You $25,000 for Saving Your Tax Return 

3/10/2014
NPR's Pam Fessler takes an in-depth look at how community members have responded to and benefited from D2D's SaveYourRefund promotion. D2D's Joanna Smith-Ramani and Baltimore Cash discuss the promotion's importance.
Groups Use Cash Prizes To Encourage Saving 

3/10/2014
Michele Lerner of DailyFinance.com highlights the details of D2D's SaveYourRefund promotion.
This Game Is the Best Way to Gamble with Your Tax Refund 

3/10/2014
CBS's Dee Lee discusses how D2D's SaveYourRefund promotion can help Americans make healthy financial decisions like building their Rainy Day fund.
A Refund Is Not A Windfall! 

2/26/2014
D2D friends SimpleTuition and SaveUp were featured in the Boston Globe for their unique incentives to lower student loan debt. D2D prize-linked savings research was mentioned as inspiring some of these innovations.
Site offers incentives to lower student loan debt 

2/25/2014
Oregon House Bill could legalize prize-linked savings lotteries like Save to Win in Oregon.
Oregon Considers Prizes to Encourage Savings 

2/24/2014
D2D partner Yodlee Interactive is highlighted for their support of D2D's FinCapDev Hackathons.
Yodlee Interactive Supports Financial Services Innovation by Co-Hosting 11 Hackathons Across the Globe in 2014 

2/17/2014
The Boston Herald features photos from the San Francisco FinCapDev Hackathon on February 8, 2014.
Computer whizzes brainstorm for cash at hackathons 

2/13/2014
The Bargainist shares the details and the benefit of participating in D2D's prize-linked savings program, Save to Win.
How to Win Big with a Savings Account Lottery 

2/12/2014
Local Save to Win grand prize recipient is featured in the Macomb Daily News.
Macomb Township retiree saves and wins $10,000  

2/11/2014
Public News Service highlights six Michigan Save to Win grand prize winners and gathers their thoughts on the Save to Win lottery.
Savers Win Big with MI Credit Union Program 

2/11/2014
East Village Magazine features Save to Win grand prize winner from Frankenmuth credit union.
Frankenmuth retiree wins $10,000 prize  

2/6/2014
MassLive highlights the components and benefits of D2D’s tax-time savings program, SaveYourRefund.
Boston-based Doorways to Dreams Fund offering $35K in prizes as incentive to save portion of income tax refund 

1/22/2014
Ukiah Daily Journal highlights our partners at North Coast Opportunities, Inc. for their free tax prep services and their partnership with D2D on Save Your Refund.
Free tax prep available to those who qualify

1/17/2014
FinExtra announces the launch of FinCapDev 2014.
FinCapDev 2014 opens call for proposals 

 1/16/2014
John Hoffman of the Saïd Business School at Oxford University discusses how prize-linked savings products are especially promising for the ability to engage low-income families in building up emergency reserves in the Deseret News.
A way to increase the savings rate in the US

1/15/2014
The New York Times Fixes blog’s Tina Rosenberg writes about prize-linked savings as an innovative solution to the savings crisis features an interview with Joanna Smith-Ramani. 
Playing the Odds on Saving

1/14/2014
CNN Money takes an in-depth look at winners of the first large-scale PLS product in the United States, Save to Win™, and its history.
Savings Account Lotteries: Win up to $25000