Privacy Policy

This Privacy Policy was last updated on January 17, 2013 

  • Our Policy
  • Information We Collect
  • Our Use of Your Personal Data and Other Information
  • Our Disclosure of Your Personal Data and Other Information
  • Your Choices
  • Exclusions
  • Children
  • Links To Other Sites
  • Sweepstakes, Promotions, Giveaways and Contests
  • Security
  • Promotion Official Rules
  • Changes to D2D’s Privacy Policy
  • Accessing Information; Contacting D2D

Doorways to Dreams (D2D) Fund, Inc. (“D2D” or “we”) takes your privacy seriously. Please read the following to learn about our information practices.

Our Policy:

This Privacy Policy governs data collected by D2D through www.d2dfund.org, www.saveyourrefund.com and www.bondsmakeiteasy.org (the “Sites”). The Sites are operated by D2D and have been created to provide information about our company and to provide savings innovations, financial capability products, prize-linked savings promotions, policy ideas and activities for lower income consumers (the “Services”) to our Site users (“you”, “your”). This Privacy Policy sets forth D2D’s policy with respect to information including personally identifiable data (“Personal Data”) and other information that is collected from Site users.

Information We Collect:

When you interact with us through our Sites, we may collect Personal Data and other information from you, as further described below:

            Personal Data that you Provide through our Sites: We collect Personal Data from you when you voluntarily provide such information, such as when you contact us with inquiries, respond to one of our surveys, enter into one of our promotions, register for access to the Services or use certain Services. Wherever D2D collects Personal Data we make an effort to provide a link to this Privacy Policy.

By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to the Sites, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of D2D and the authorized third parties referred to herein located in the United States.

            Other Information:

                        Non-Identifiable Data: When you interact with D2D through our Sites, we receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. D2D may store such information itself or such information may be included in databases owned and maintained by D2D affiliates, agents or service providers. The Sites may use such information and pool it with other information to track, for example, the total number of visitors to our Sites, the number of visitors to each page of our Sites, and the domain names of our visitors' Internet service providers. It is important to note that no Personal Data is available or used in this process. 

            In operating the Sites, we may use a technology called "cookies." A cookie is a piece of information that the computer that hosts our Sites gives to your browser when you access the Sites. Our cookies help provide additional functionality to our Sites and help us analyze Site usage more accurately. For example, our Sites may set a cookie on your browser that allows us to track your progress or number of entries in a Promotion (as defined below). In all cases in which we use cookies, we will not collect Personal Data except with your permission. On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of our Sites’ features.

                        Aggregated Personal Data: In an ongoing effort to better understand and serve the users of the Services, D2D often conducts research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us. This research may be compiled and analyzed on an aggregate basis, and D2D may share this aggregate data with its affiliates, agents and business partners. This aggregate information does not identify you personally. D2D may also disclose aggregated user statistics in order to describe our services to current and prospective business partners, and to other third parties for other lawful purposes. 

Our Use of Your Personal Data and Other Information:

D2D uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by e-mail, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Services, we will use your Personal Data to provide you with access to such services and to monitor your use of such services. D2D and its subsidiaries and affiliates (“Affiliates”) may also use your Personal Data and other personally non-identifiable information collected through our Sites to help us improve the content and functionality of our Sites, to better understand our users and to improve the Services. D2D and its Affiliates may use this information to contact you in the future to tell you about services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to "opt-out" of receiving future communications. In addition, if at any time you wish not to receive any future communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below.

If D2D intends on using any Personal Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Personal Data is collected. 

Our Disclosure of Your Personal Data and Other Information

D2D is not in the business of selling your information. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below:

            Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets. 

            Related Companies: We may also share your Personal Data with our Affiliates for purposes consistent with this Privacy Policy.

            Agents, Consultants and Related Third Parties: D2D, like many businesses, sometimes hires or partners with other companies to perform certain business-related functions. Examples of such functions include third party sponsors of prize-linked savings promotions, mailing information, maintaining databases and processing payments. When we employ another company to perform a function of this nature, we only provide them with the information that they need to perform their specific function.         

            Legal Requirements: D2D may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of D2D, (iii) act in urgent circumstances to protect the personal safety of users of our Sites or the public, or (iv) protect against legal liability.

 Exclusions:

This Privacy Policy does not apply to any Personal Data collected by D2D other than Personal Data collected through our Sites. This Privacy Policy shall not apply to any unsolicited information you provide to D2D through our Sites or through any other means. This includes, but is not limited to, information posted to any public areas of our Sites, such as bulletin boards (collectively, “Public Areas”), any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, “Unsolicited Information”). All Unsolicited Information shall be deemed to be non-confidential and D2D shall be free to reproduce, use, disclose, and distribute such Unsolicited Information to others without limitation or attribution. 

Children:

D2D does not knowingly collect Personal Data from children under the age of 13. If you are under the age of 13, please do not submit any Personal Data through our Sites. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on our Sites without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Data to D2D through one of our Sites, please contact us, and we will endeavor to delete that information from our databases. 

Links to Other Sites: 

This Privacy Policy applies only to our Sites. Our Sites may contain links to other websites not operated or controlled by D2D (“Third Party Sites”). The policies and procedures described here do not apply to Third Party Sites. The links from our Sites do not imply that D2D endorses or has reviewed the Third Party Sites. If information is collected and used by a Third Party Site, we suggest you review the privacy policy present on the Third Party Site to learn about its information practices. 

Sweepstakes, Promotions, Giveaways and Contests:

Sweepstakes, promotions, giveaways and contests (collectively referred to as “Promotions”) may be hosted or advertised on our Sites or otherwise sponsored by D2D, co-sponsored by D2D and a third party, or sponsored exclusively by third parties other than D2D. D2D may also sponsor or co-sponsor Promotions hosted on Third Party Sites.

When you enter a Promotion hosted or sponsored by D2D, you are asked to provide registration information, which may include, your name, address, telephone number and e-mail address. Depending on the Promotion, you may also be asked to provide additional information, some of which may be optional, in order to participate or otherwise claim a prize or confirm eligibility, including, without limitation, evidence of tax filings, deposits into savings products, and other financial information applicable to a specific Promotion. D2D may contact you in connection with a Promotion you have entered in order to update you of your status, administer the Promotion, or for other purposes specified in the official rules.

Third Party Sites that host Promotions may collect and use your information alone or together with D2D. Information collected by a Third Party Site will exclusively be subject to that Third Party Site’s data collection policies.

If you chose to share information when entering a Promotion, there will be notice prior to when your data is collected or transferred. Notice may be provided in the Promotion’s official rules and/or entry form. 

Security:

D2D takes reasonable steps to protect the Personal Data provided via our Sites from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or e-mail transmission is ever fully secure or error free. In particular, e-mail sent to or from our Sites may not be secure. Therefore, you should take special care in deciding what information you send to us via e-mail. Please keep this in mind when disclosing any Personal Data to D2D via the Internet. 

Promotion Official Rules:

Please note that your participation in a Promotion will be subject to its official rules. 

Changes to D2D’s Privacy Policy:

Our Sites and our business may change from time to time. As a result, at times it may be necessary for D2D to make changes to this Privacy Policy. D2D reserves the right to update or modify this Privacy Policy at any time and from time to time. The revised privacy policy will become effective upon notice to you. Please review this Privacy Policy periodically, and especially before you provide any Personal Data. This Privacy Policy was last updated on the date indicated above. 

Access to Information; Contacting D2D:

To keep your Personal Data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct Personal Data in our possession that you have previously submitted via our Sites.

 Please also feel free to contact us if you have any questions about D2D’s Privacy Policy or the information practices of our Sites. 

You may contact D2D at the following address:

D2D Fund
114 Western Ave
Allston, MA 02134
Email: info@d2dfund.org 
Telephone: (617) 541-9066