Resources: Publications

Mobile-izing the Mainstream to get Extreme: Inclusive Innovation begets Inclusive Products

D2D Innovation Strategist Carolyn McMahon has written a thought piece for the recent Extreme Inclusion Conference at The Fletcher School.

Building Financial Security Through Fun – Findings from the Save to Win expansion

This paper provides results and insights from the first Save To Win (STW) expansion experience in Nebraska with some highlights from one of the newest states to launch– North Carolina.

A Winning Proposition: Creating Economic Opportunities Through the State Lottery

This paper discusses the opportunity for a state government backed savings product offered through the lottery channel, making the case for the role of government in savings, the potential of the lottery channel for offering such a product, the impact of a lottery-based savings ticket on consumers, and how such a product could be offered to consumers through the lottery channel.

Spurring Innovation Via Public Challenge

The MyMoneyAppUp Challenge, a public ideation challenge launched by the U.S. Department of the Treasury (Treasury) in partnership with Doorways to Dreams (D2D) Fund and the Center for Financial Services Innovation (CFSI), sought to motivate American entrepreneurs, software developers, and the public to propose the best ideas for nextgeneration mobile tools to help Americans control and shape their financial futures.  Read more »

Can Games Build Financial Capability?

D2D, Financial Entertainment, Celebrity Calamity, Groove Nation, Farm Blitz

This report explores D2D's current thinking about how casual financial literacy video games can lead to improvements in financial capability.

Playing the Savings Game: A Prize-Linked Savings Report

D2D Fund, Prize Linked Savings, Save to Win, Michigan, Nebraska, Lottery

This report shows how, in just three years, prize-linked savings (PLS) products in Michigan & Nebraska credit unions have accumulated over $40 million in savings

Gamifying College Readiness and Financial Literacy

Summer Quest Birmingham, D2D Fund, Financial Entertainment

D2D Fund partnered with BlackSmith LLC and Regions Bank to launch SummerQuest: Birmingham, a college readiness and financial literacy program aimed at high school students throughout the city of Birmingham, AL in the Summ

Disrupting the Poverty Cycle: Emerging Practices to Achieve Economic Mobility

Tax Time Savings, Savings Bonds, D2D Fund

This past May, D2D's Preeti Mehta trumpeted Tax Time Savings Bonds as an innovative tool for building household wealth at the Crittenton Women Union's Disrupting the Poverty Cycle conference, which featured emerging practices to achieve economic mobility. Preeti's presentation on "Impulse Saving Using U.S.

Emergency Gift Cards: Commoditizing Savings with Prepaid Cards

D2D Fund, Household Risk, Prepaid Cards, Emergency Savings, Rainy Day Fund

D2D Fund has designed an emergency gift card to test a new way of reaching consumers with a short-term savings product by incorporating the following insights: a) consumers like to gift savings to their loved ones and as seen with paper savings bonds, like the tangibility of savings b) the need to meet a consumer where they are to influence behavior and c) savings can be commoditized and consum

2012 Savings Bond Report

Tax Time Savings, Savings Bonds, D2D Fund, Keep Bonds Easy

The 2012 Savings Bonds Report provides summary data on the third year of the Tax Time Savings Bond policy, in which over 35,000 people saved $20.3 million in savings bonds. The report also makes the case for the need to preserve the policy, which is currently under threat.

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