Tax Time Savings

Overview

For 75 years, hardworking Americans and their families had easy access to U.S. savings bonds. The elimination of paper bonds in the U.S. Savings Bond program has made it harder for Americans to access these tried-and-true savings tools and threatens the long-term survival of the tax-time savings bond policy. At a time when the Great Recession has ravaged personal savings, rendered many jobless, and seen incomes of American workers decline, access to savings opportunities is imperative. In response, D2D and the Savings Bond Working Group launched the Keep Bonds Easy savings bond advocacy campaign to encourage the U.S. Department of the Treasury to preserve access to tax-time savings bonds beyond 2013, so that all Americans continue to enjoy equal and unfettered access to this easy, convenient, and safe saving opportunity.

Support the campaign by signing the petition on KeepBondsEasy.NationBuilder.com. Together, we can Keep Bonds Easy!

Additional Resources:

Resources on Tax Time Savings

2012 Savings Bond Report

Tax Time Savings, Savings Bonds, D2D Fund, Keep Bonds Easy

The 2012 Savings Bonds Report provides summary data on the third year of the Tax Time Savings Bond policy, in which over 35,000 people saved $20.3 million in savings bonds. The report also makes the case for the need to preserve the policy, which is currently under threat.

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A Need for Product Innovation to Help LMI Consumers Manage Financial Emergencies

Household Risk, Rainy Day Fund, Emergency Savings, Prepaid Card, D2D Fund

With little reseach on financial tools to help households prepare for financial emergencies, Doorways to Dreams Fund designed a survey to understand LMI consumers’ perceptions of and experiences with emergencies and their insights into product design features that will help them cope. This paper details

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2011 Savings Bond Report

D2D Fund, Tax Time Savings, Bonds Make It Easy, Savings Bond Working Group

Converting opportunity to impact was the central challenge for the Doorways to Dreams (D2D) Fund and the Savings Bond Working Group (SBWG) as we entered tax season 2011. The result was the Bonds Make it Easy national social marketing campaign, which aims to build awareness and use of the tax time savings bond policy first announced by President Obama in late 2009.

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